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Arrenta (Arrenta Quarto Pilar Correduría de Seguros / Arrenta Sabseg) — Spain's most granular private dataset on rental default and eviction outcomes, produced as byproduct of being Spain's leading rent-guarantee insurance broker. Arrenta distributes non-payment-of-rent cover nationally through estate-agency networks and APIs, runs a tenant solvency study on every policy, and operates its own claims department — accumulating per insured tenancy: the pre-tenancy affordability assessment, whether rent defaulted, whether a possession claim was filed, whether it settled or reached physical evicti…
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Spain's most granular private dataset on rental default and eviction outcomes, produced as byproduct of being Spain's leading rent-guarantee insurance broker. Arrenta distributes non-payment-of-rent cover nationally through estate-agency networks and APIs, runs a tenant solvency study on every policy, and operates its own claims department — accumulating per insured tenancy: the pre-tenancy affordability assessment, whether rent defaulted, whether a possession claim was filed, whether it settled or reached physical eviction, and the elapsed duration of each procedural stage by province. Published figures show a record 15-month average eviction: 3-4 months to file (lengthened by mandatory pre-litigation mediation under Organic Law 1/2025), ~4 months to court admission with wide provincial spread (Malaga ~6, Tarragona ~1), then ~8 months average to eviction with Madrid, Seville and Tarragona near 15 and Malaga ~14; and two thirds of insured claims never reaching physical eviction.
Scale No absolute figures publishedFrom 19 yearsCoverage Financials
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Arrenta (Arrenta Quarto Pilar Correduría de Seguros / Arrenta Sabseg) — Spain's most granular private dataset on rental default and eviction outcomes, produced as byproduct of being Spain's leading rent-guarantee insurance broker. Arrenta distributes non-payment-of-rent cover nationally through estate-agency networks and APIs, runs a tenant solvency study on every policy, and operates its own claims department — accumulating per insured tenancy: the pre-tenancy affordability assessment, whether rent defaulted, whether a possession claim was filed, whether it settled or reached physical evicti…
Lawandtrends offers (Alternative, Fundamental, Sentiment) — No absolute figures published, but the bound is estimable from position: as Spain's leading rent-guarantee broker, distributed nationally via agency and API networks with a stated decade-plus protecting tenancies, the insured-tenancy population plausibly reaches hundreds of thousands with a claims subset beneath. What is concretely published is the analytical output — provincial stage-level durations and outcome proportions — which demonstrates the sample is large enough to cut by province. [basis: leading-broker position, national API distribution, provincial cuts].
Rental credit-risk model training and validation with realised-outcome labels — most tenant-scoring data carries no default outcome; buy-to-let yield adjustment for eviction risk by province, since 15 months versus 2 materially changes loss-given-default on the same default rate; lender and REIT pricing of Spanish residential exposure; housing-policy and judicial-resourcing analysis from provincial court-duration series; insurer pricing and reserving for rent-guarantee products; landlord-insurance underwriting benchmarking across carriers; forecasting rental-stress geography from default-frequency trends
The data is with 19 years of history.
Coverage spans Other, Europe; Insurance Brokers; alternative, fundamental, sentiment; equities, fixed_income.
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