Lawandtrends

Spain's most granular private dataset on rental default and eviction outcomes, produced as byproduct of being Spain's leading rent-guarantee insurance broker. Arrenta distributes non-payment-of-rent cover nationally through estate-agency networks and APIs, runs a tenant solvency study on every policy, and operates its own claims department — accumulating per insured tenancy: the pre-tenancy affordability assessment, whether rent defaulted, whether a possession claim was filed, whether it settled or reached physical eviction, and the elapsed duration of each procedural stage by province. Published figures show a record 15-month average eviction: 3-4 months to file (lengthened by mandatory pre-litigation mediation under Organic Law 1/2025), ~4 months to court admission with wide provincial spread (Malaga ~6, Tarragona ~1), then ~8 months average to eviction with Madrid, Seville and Tarragona near 15 and Malaga ~14; and two thirds of insured claims never reaching physical eviction.

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Coverage

Universe, instruments and categories.

Industry: Insurance Brokers
Instruments: equitiesfixed_income
Categories: AlternativeFundamental

Dataset card

Type: not stated
Format: Underwriting and claims records in broker systems, distributed via API integrations into estate-agency and property-management platforms; product sheets and policy terms as documents across named carriers (ARAG, DAS, Occident, Mutua de Propietarios, Allianz, Caser, Mutuavenir); periodic aggregate market statistics issued to trade and general press
Volume: No absolute figures published, but the bound is estimable from position: as Spain's leading rent-guarantee broker, distributed nationally via agency and API networks with a stated decade-plus protecting tenancies, the insured-tenancy population plausibly reaches hundreds of thousands with a claims subset beneath. What is concretely published is the analytical output — provincial stage-level durations and outcome proportions — which demonstrates the sample is large enough to cut by province. [basis: leading-broker position, national API distribution, provincial cuts]
Users: N/A as a consumer metric — an insurance broker distributes through estate agencies rather than serving registered end users. Reach is better described by that agency and API network across Spain, and post-acquisition by Sabseg Group's platform (200,000+ clients, 450+ employees, 45 offices, 2,000+ agents). Arrenta itself: roughly 21-50 staff, 31 per LinkedIn. [basis: broker/agency distribution; group-level client figures]
History: 19 years
Update frequency: not stated
Growth: Active and consolidating — acquired by Sabseg Group as the vehicle for its new property-and-tenancy insurance vertical, with the founder and three partners becoming group partners to lead that vertical; continued trade-press publication of new market statistics; and a stated product change lengthening recommended non-payment cover from 12 to 18 months
Launched: ~2007 — founding year recorded consistently in company profiles and consistent with the firm's own claim of more than ten years protecting tenancies; registered in the Madrid mercantile registry as Arrenta Quarto Pilar Correduría de Seguros S.L. [basis: recorded 2007 founding year, registry entry]
Delivery: not stated
Entity mapping: not stated
Sample: not stated
Point-in-time: not stated
Licence: not stated

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