Homeowner

Homeowner.ai (Pro Homeowner) — Homeowner intent-and-attribute graph covering nearly every US property, combining three strata: (1) first-party BEHAVIOURAL events from its consumer home-management hub - logins, checking home value, viewing mortgage rates, planning a remodel; (2) physical-world movement signals - homeowners visiting homes listed for sale via geo-fencing; and (3) derived market/attribute layers - ownership, value and equity estimates, mortgage balance/rate/refinance spread, property taxes, hundreds of physical characteristics, remodel upside and ROI recommendations. Latent asset…

Homeowner offers (Alternative, Sentiment, Geospatial, Reference) — 'Nearly every property in the US' - on the order of 100M+ property records carrying hundreds of physical characteristics plus value, equity, mortgage and tax layers. Event strata updated daily (engagement, home shopping), weekly (ownership, sale/purchase/move), monthly (values, mortgages, taxes, propensity, permits). Est. tens of billions of attribute values and billions of annual event observations - multi-terabyte scale..

Churn/propensity model training with realised outcomes as labels (sold, bought, refinanced, permit pulled); mortgage refinance and HELOC targeting models keyed to rate-spread; remodel demand prediction by property physical characteristics (contractor and building-products targeting); relocation and mover-propensity models for insurers, telcos and utilities; recommendation-model training from geo-fenced home visits - a rare offline pairwise preference signal; AVM benchmarking against multiple value estimates and appreciation history; lead-scoring datasets for real-estate and home-services marketing.

Coverage spans US; Real Estate Management & Development, Mortgage REITs; alternative, sentiment, geospatial, reference; equities, fixed_income, mortgage_backed_securities.