Gpuloans

GPULOANSbuyer room · privateManage buyer room

Loan-level and collateral-level records from being the first-mover lender that underwrites purely against GPU hardware: (1) a proprietary used-GPU valuation model refreshed WEEKLY off secondary-market hardware values, expressed as maximum loan-to-value by GPU model (up to 80% on new GPUs); (2) per-unit appraisal records for 5,000+ serialized GPUs verified by serial number and purchase invoice, each tied to an audited data center location and housed condition; (3) realized credit terms on $200M+ funded — APR by GPU type, LTV and offtake-counterparty quality, 3-year straight-line amortization, 3% origination fee, funding timeline by asset status (ordered / shipping / installed and operating); (4) loss-given-default evidence — after a 30-day grace period at accelerated interest, tokenized warehouse receipts are auctioned on-chain, so each default yields a realized recovery/severity outcome on actual GPU collateral; (5) insurable-value basis with capitalized premiums; (6) data center agreements and site one-pagers per deployment.