Gpuloans

GPU Loans (gpuloans.com) — lending storefront of the USD.AI protocol — Loan-level and collateral-level records from being the first-mover lender that underwrites purely against GPU hardware: (1) a proprietary used-GPU valuation model refreshed WEEKLY off secondary-market hardware values, expressed as maximum loan-to-value by GPU model (up to 80% on new GPUs); (2) per-unit appraisal records for 5,000+ serialized GPUs verified by serial number and purchase invoice, each tied to an audited data center location and housed condition; (3) realized credit terms on $200M+ funded — APR by GPU type, LT…

Gpuloans offers (Price, Alternative, Fundamental) — 5,000+ serialized GPU units appraised and collateralized to date, across at least the new-GPU and under-two-years used fleet; $200M+ of funded loans each carrying APR, LTV, offtake classification, amortization schedule and collateral schedule; a weekly-refreshed LTV/valuation series; one data center agreement plus site one-pager per financed deployment; and per-default on-chain auction records. On the order of thousands of serialized unit appraisals and a low-to-mid hundreds of loan files..

Calibrating GPU collateral haircuts and loan-loss reserves for banks and neocloud lenders entering hardware lending; building residual-value and depreciation curves for GPU assets that are grounded in realized appraisals rather than list-price declines; mark-to-market and asset-backed securitisation underwriting for GPU-collateralised deals; pricing compute-equipment insurance and calculating insured replacement value; modelling loss-given-default and recovery severity for AI hardware; validating the weekly secondary-market price signal used by GPU residual-value index vendors; estimating effective all-in cost of capital for GPU fleet operators; distress-buying intelligence from realized auction recovery levels.

The data is with 2 years of history.

Coverage spans US; Consumer Finance, Financial Technology; price, alternative, fundamental; fixed_income, structured_products, commodities, equities.