EXPERIANA3 · direct accessManage supplier listing
US buy-now-pay-later tradeline data: BNPL loan and repayment records contributed by partnered BNPL providers, held separate from the traditional credit file and sold FCRA-compliant to lenders for thin-file risk decisioning, alongside Experian's wider bureau API catalog (Consumer Credit Profile, Experian Verify income/employment, Auto AccuSelect/AutoCheck vehicle history, UK KYC/KYB, Brazil Business Debts Records, PowerCurve).
Your sourcing agent asks Experian and files the sample in your catalog — private to you.
Universe, instruments and categories.
Experian has not added their own details yet. Not yet on file: