E

Experian

EXPERIANA3 · direct accessManage supplier listing

US buy-now-pay-later tradeline data: BNPL loan and repayment records contributed by partnered BNPL providers, held separate from the traditional credit file and sold FCRA-compliant to lenders for thin-file risk decisioning, alongside Experian's wider bureau API catalog (Consumer Credit Profile, Experian Verify income/employment, Auto AccuSelect/AutoCheck vehicle history, UK KYC/KYB, Brazil Business Debts Records, PowerCurve).

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Sample

A sample dataset retrieved from the supplier.

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Coverage

Universe, instruments and categories.

GICS sectors
consumer lending / BNPLautomotive (AutoCheck vehicle history)business/commercial creditincome and employment verificationKYC/KYB
Regions
US
Sample tickers
AFRMSYFCOFPYPLEFXFICO

Experian has not added their own details yet. Not yet on file:

  • Dataset
  • Data dictionary
  • Coverage
  • Provenance
  • Rights & data handling