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Experian

EXPERIANbuyer room · privateManage buyer room

US buy-now-pay-later tradeline data: BNPL loan and repayment records contributed by partnered BNPL providers, held separate from the traditional credit file and sold FCRA-compliant to lenders for thin-file risk decisioning, alongside Experian's wider bureau API catalog (Consumer Credit Profile, Experian Verify income/employment, Auto AccuSelect/AutoCheck vehicle history, UK KYC/KYB, Brazil Business Debts Records, PowerCurve).

Buyer room

Sample, licence terms, pricing and eval results for Experian.

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