Bofa

Bank of America (Bank of America Institute / Global Data & Analytics) — First-party bank transaction exhaust from U.S. consumer, preferred, small-business and wealth-management clients: aggregated credit-card, debit-card, ACH, wire, bill-pay, P2P, cash and check flows, with merchant category codes mapped to NAICS subsectors, plus deposit balances on a fixed household panel tracked from January 2019 and small-business/payroll activity for clients under $5M in annual sales. Institutional-grade and among the largest private transaction datasets in the world: a top-2 U.S. bank by deposits, ~213,0…

Bofa offers (Alternative, Price, Fundamental) — Order 10^11-10^12 payment events per year (a top-2 U.S. bank processing tens of billions of card, ACH, wire and bill-pay transactions annually across a fixed household panel since Jan 2019), plus deposit-balance snapshots and payroll flows for the small-business book.

Nowcasting of consumer spending and GDP components ahead of official statistics; inflation and pass-through monitoring at merchant-category grain; small-business health and credit-risk modeling; monetary-policy and equity-research macro signals; regional and sector rotation models; ground-truth labels for consumer-spending foundation models and household-simulation agents

The data is with 7 years of history.

Coverage spans US; Diversified Banks; alternative, price, fundamental; equities, fixed_income.