Bhgandbanks

BHG Financial (BHG Bank Network / Loan Hub) — Loan-level marketplace and performance dataset for a bank-to-bank secondary loan channel: BHG originates or aggregates fully amortizing fixed-rate consumer and professional loans, then lists them to a network of roughly 1,500-1,750 community banks through daily live auctions, weekly silent auctions and portfolio sales. The byproduct is a per-loan record set containing full underwriting credit files, credit-model and propensity-to-pay scores, FICO band, loan size, term, state, sold-loan pricing outcomes, and continuing servicing performance with re…

Bhgandbanks offers (Fundamental, Alternative, Price, Reference) — Cumulative funding of over $11-14bn in financial solutions since 2001 across 1,400+ employees; member banks have earned $2.5bn+ of interest income collectively and over $1bn specifically from recently sold loans. At the stated average loan size of roughly $162,000, that implies a historical tape on the order of hundreds of thousands to a million individual loan records..

Consumer and professional-lending credit-risk model training with genuine vintage performance outcomes; community-bank portfolio and yield benchmarking; secondary-loan pricing and clearing-yield models; propensity-to-pay model development; ABS collateral performance research (the firm has executed six rated ABS deals, two at AAA(sf)); and detection of thin-file or professional-segment default patterns not represented in mainstream bureau-based datasets

The data is with 24 years of history.

Coverage spans US; Consumer Finance; fundamental, alternative, price, reference; fixed_income, structured_products.