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Loan-level marketplace and performance dataset for a bank-to-bank secondary loan channel: BHG originates or aggregates fully amortizing fixed-rate consumer and professional loans, then lists them to a network of roughly 1,500-1,750 community banks through daily live auctions, weekly silent auctions and portfolio sales. The byproduct is a per-loan record set containing full underwriting credit files, credit-model and propensity-to-pay scores, FICO band, loan size, term, state, sold-loan pricing outcomes, and continuing servicing performance with reserve/credit-enhancement behaviour.
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