Manually curated cross-bank Indian fixed-deposit rate matrix

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Manually curated cross-bank Indian fixed-deposit rate matrix: current FD rates for 13 institutions spanning public-sector banks, private banks, small-finance banks and Post Office schemes, resolved across eight tenures from 7 days to 10 years, with a per-tenure best-rate flag, senior-citizen variant spreads (typically +0.25% to +0.75% over the standard retail rate), and effective-date stamping (as of May 2026 on the captured view), accompanied by maturity/interest calculators and contextual annotations on deposit insurance coverage limits and tax forms.