AA

Atlas (atlasfin.com)

ATLASFIN.COMManage supplier listing

Atlas (atlasfin.com) — Consumer-permissioned real-time cash-flow and credit-behaviour network built on open banking: aggregated deposit-account inflow/outflow, paycheck timing and reliability, card spend by merchant and category, and revolving-credit utilisation across 10M+ US consumer accounts. Ships both as a live per-consumer underwriting signal and as an aggregate behavioural layer (the quarterly Consumer Health Index — three separate pillar scores for inflation pressure, income and liquidity on a 0-100 scale with a rolling two-year baseline).. Top-decile for a permissioned open-banking p…

Datasets

1

Consumer-permissioned real-time cash-flow and credit-behaviour network built on open banking: aggregated deposit-account inflow/outflow, paycheck timing and reliability, card spend by merchant and category, and revolving-credit utilisation across 10M+ US consumer accounts. Ships both as a live per-consumer underwriting signal and as an aggregate behavioural layer (the quarterly Consumer Health Index — three separate pillar scores for inflation pressure, income and liquidity on a 0-100 scale with a rolling two-year baseline).

From 4 yearsCoverage Financials · Information TechnologyAsset class Equities · Fixed income

Buyer room

Sample, licence terms, pricing and eval results when Atlas (atlasfin.com) publishes them. Until then, discover alternatives today with a 7-day trial.

Start 7-day trial →

What buyers ask about Atlas (atlasfin.com), answered from this page.

What does Atlas (atlasfin.com) do?

Atlas (atlasfin.com) — Consumer-permissioned real-time cash-flow and credit-behaviour network built on open banking: aggregated deposit-account inflow/outflow, paycheck timing and reliability, card spend by merchant and category, and revolving-credit utilisation across 10M+ US consumer accounts. Ships both as a live per-consumer underwriting signal and as an aggregate behavioural layer (the quarterly Consumer Health Index — three separate pillar scores for inflation pressure, income and liquidity on a 0-100 scale with a rolling two-year baseline).. Top-decile for a permissioned open-banking p…

What data does Atlas (atlasfin.com) offer?

Atlas (atlasfin.com) offers (Alternative, Sentiment, Fundamental) — Very large and continuous: 10M+ accounts generating daily deposit inflows/outflows, card authorisations and credit-balance snapshots implies on the order of 1-3 billion account events per month, plus merchant/category attribution on every card record. The published aggregate layer is comparatively small (three index series plus category tables per quarter) — the value is the event stream underneath it..

What is Atlas (atlasfin.com)'s data used for?

Real-time consumer-credit underwriting and thin-file lending decisions; leading-indicator macro nowcasting ahead of BLS/CPI publication lag (the product is explicitly positioned against a 30-60 day lag); early-warning delinquency and payback-stress signalling by cash-flow segment; discretionary-vs-essentials wallet-share tracking for consumer and retail equity research; merchant-level demand attribution (e.g. social-platform ad spend and gambling merchants driving category gains); consumer-stress and hardship benchmarking for regulators, NGOs and lender portfolio reviews; ground-truth outcome labelling for credit and cash-flow models built on open-banking data.

How is Atlas (atlasfin.com)'s data delivered?

The data is with 4 years of history.

What does Atlas (atlasfin.com) cover?

Coverage spans US; Consumer Finance, Financial Exchanges & Data, Data Processing & Outsourced Services; alternative, sentiment, fundamental; equities, fixed_income.

How do I get a sample from Atlas (atlasfin.com)?

The supplier's own access route is a contact form. Request a sample through Brickroad to start.

Atlas (atlasfin.com) has not added their own details yet. Not yet on file:

  • Summary & mission
  • People
  • Use cases & buyers
  • FAQ