Atlas (atlasfin.com)

ATLAS (ATLASFIN.COM)buyer room · privateManage buyer room

Consumer-permissioned real-time cash-flow and credit-behaviour network built on open banking: aggregated deposit-account inflow/outflow, paycheck timing and reliability, card spend by merchant and category, and revolving-credit utilisation across 10M+ US consumer accounts. Ships both as a live per-consumer underwriting signal and as an aggregate behavioural layer (the quarterly Consumer Health Index — three separate pillar scores for inflation pressure, income and liquidity on a 0-100 scale with a rolling two-year baseline).