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Auto Data Direct, Inc. (DMV123 / TitleCheck) — Two distinct assets, and the second is the interesting one. (1) The product itself: real-time motor vehicle record retrieval across state DMVs — owner/registrant name and address, lienholder name and address, lien dates, title information, make/model/year, VIN — plus AAMVA Driver's License Data Verification match results, sold one record per fee under a DPPA permitted-use declaration. (2) The byproduct, not currently sold: the inquiry telemetry log — for every request, who asked (industry class: tow company, dealer, attorney, bank, insurer, gover…
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Two distinct assets, and the second is the interesting one. (1) The product itself: real-time motor vehicle record retrieval across state DMVs — owner/registrant name and address, lienholder name and address, lien dates, title information, make/model/year, VIN — plus AAMVA Driver's License Data Verification match results, sold one record per fee under a DPPA permitted-use declaration. (2) The byproduct, not currently sold: the inquiry telemetry log — for every request, who asked (industry class: tow company, dealer, attorney, bank, insurer, government), which VIN or license they asked about, which state answered, whether the record existed, whether owner/lienholder matched what the requester expected, and how often the same VIN was pulled over time. Aggregated, this is a real-time map of who is checking whose collateral: multi-lender VIN shopping velocity, lien placement and payoff timing, title-check demand by geography, and DMV coverage/latency differences by state.
Coverage FinancialsAsset class Equities · Fixed incomeTickers COF · DFS · ALL
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Auto Data Direct, Inc. (DMV123 / TitleCheck) — Two distinct assets, and the second is the interesting one. (1) The product itself: real-time motor vehicle record retrieval across state DMVs — owner/registrant name and address, lienholder name and address, lien dates, title information, make/model/year, VIN — plus AAMVA Driver's License Data Verification match results, sold one record per fee under a DPPA permitted-use declaration. (2) The byproduct, not currently sold: the inquiry telemetry log — for every request, who asked (industry class: tow company, dealer, attorney, bank, insurer, gover…
Add123 offers (Alternative, Reference, Sentiment, Fundamental) — Two layers: the record layer mirrors state DMV vehicle and lien registers (hundreds of millions of US vehicles, replicated per-state with per-state field variation), while the transaction layer is the firm's own asset — est. 10^6-10^7 logged inquiries per year, each a timestamped requester/VIN/state/verdict tuple.
Auto-lending and subprime originations models (lien placement/payoff timing as delinquency leading indicators); synthetic-identity and fraud model training using DLDV match/no-match pairs; repossession and recovery demand forecasting from tow-company inquiry surges; used-vehicle title-risk and salvage-brand pricing; state-by-state collateral-coverage models for insurers; and a genuine ML need — document/title record extraction and VIN normalization training on messy DMV outputs.
Coverage spans US; Financial Exchanges & Data; alternative, reference, sentiment, fundamental; equities, fixed_income.
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