Zeeh Africa

Zeeh Africa — Consented open-banking transaction graph for African consumers plus the derived credit layer on top of it. Zeeh Connect pulls bank transaction histories, balances and account activity directly from financial institutions with user consent; Zeeh Insights converts those flows into income patterns, cash-flow stability, affordability metrics and risk signals; ZeehID adds BVN/NIN, document and biometric identity resolution; Zeeh Direct Debit closes the loop by executing the repayments, which means Zeeh observes the repayment outcome against the affordability judgement it made. The ge…

Zeeh Africa offers (Alternative, Fundamental, Reference) — Consented-only by design, which caps volume hard — every record requires a live consumer consent grant, so this is a consented-window dataset of perhaps hundreds of thousands to low millions of bank-account connection events with 6-24 months of statement history behind each, not an indiscriminate corpus. The derived feature layer is far lighter than the underlying transaction detail..

Income-verification and affordability model training for unsecured and thin-file consumer lending; feature engineering for cash-flow underwriting in markets with weak bureau coverage; cross-border credit-portability and migrant-lending model development — a use case nearly impossible to build without this specific dataset; identity-fraud and synthetic-identity classifier training on BVN/NIN mismatch cases; repayment-propensity and collections-timing models trained on consented-debit outcomes; remittance and diaspora-credit products; model validation of alternative credit scores against verified bank behaviour

The data is with 5 years of history.

Coverage spans Other, APAC, UK; Financial Exchanges & Data, Application Software; alternative, fundamental, reference; equities.