Cross-border workforce payments and employment-compliance ledger

Cross-border workforce payments and employment-compliance ledger: gross-to-net payroll and payment records for employees, contractors, agencies and contingent workers across 180+ countries and 130 currencies ($50B+ annual volume), covering statutory deduction structures by jurisdiction, employment-classification decisions (employee / contractor / EOR / AOR), payment settlement outcomes and timing, and local cost-to-employ components — with a compliance engine logging each decision against cited regulations plus human-review overrides

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Coverage

Universe, instruments and categories.

Industry: Application SoftwareTransaction & Payment Processing Services
Instruments: equitiesfx

Dataset card

Type: not stated
Format: Tabular transactional and reference data behind a single normalized workforce data layer (OneData): payroll registers, payment/settlement records, worker and entity master records, plus structured compliance-decision records with cited regulatory sources
Volume: Stated: $50B+ moving through the rails annually across 180+ countries and 130 currencies for 2,500-3,000+ enterprise clients, with 95% of direct payments settling in real time. That implies on the order of tens of millions of individual payment records per year, each carrying worker, jurisdiction, currency, classification and settlement-outcome attributes; 'tens of millions of workers' are cited as supported by this category of cross-border employment.
Users: ~2,500-3,000+ enterprise client organizations (vendor-cited 3,000+ in recent coverage, 2,500+ in a Sept 2026 release), each with many managed workers; end worker population is far larger than the account count
History: 10 years
Update frequency: not stated
Growth: Active — 40%+ annual growth claimed with 97% enterprise retention, client base cited at 2,500-3,000+ enterprises, continuous 2023-2026 partnership and product announcements, and new payment rails (Banco instant-pay app) launched in 2026
Launched: 2016-2017 (founded April 2016 by Eynat Guez, Ruben Drong and Ofer Herman; operating as Papaya Global from 2017)
Delivery: not stated
Entity mapping: not stated
Sample: not stated
Point-in-time: not stated
Licence: not stated

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