Mobile call detail records

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Mobile call detail records (CDRs) from MTN's subscriber base, productised as the TransUnion Telco Data Score — a credit score computed from mobile usage patterns as a proxy for financial reliability, aimed at New-to-Credit consumers with limited or no formal credit history, launched in South Africa on 18 June 2025 and delivered through the Chenosis API marketplace with MTN managing explicit consumer consent under POPIA. The asset is the consent-gated behavioural feature set behind that score rather than an event export.

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Coverage

Universe, instruments and categories.

Industry: Wireless Telecommunication ServicesFinancial Exchanges & Data
Instruments: equitiesfixed_income

Dataset card

Type: not stated
Format: Tabular CDR event records (call, SMS and data-session events with timestamps, duration, counterparty class and cell-site residency) transformed into a scored output; delivered as a consent-gated API response through an API marketplace rather than bulk file transfer
Volume: CDR generation at a national operator is enormous — billions of events monthly — but the licensable slice is only the explicitly-consented new-to-credit cohort behind the Telco Data Score, which roughly a year post-launch is likely a modest and fast-growing subset rather than a deep archive
Users: MTN's South African subscriber base as the underlying population (tens of millions), with the licensable subset limited to subscribers granting explicit consent; direct customers are lender institutions consuming the score, not consumers
History: 2 years
Update frequency: not stated
Growth: Active — product launched 18 June 2025, described as first-of-its-kind with rollout beginning in South Africa before broader African expansion, indicating a live scaling programme
Launched: 2025 — the TransUnion Telco Data Score was announced 18 June 2025, giving an exact launch date for this product; the underlying Chenosis marketplace is older, having launched publicly in 2020
Delivery: not stated
Entity mapping: not stated
Sample: not stated
Point-in-time: not stated
Licence: not stated

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