Setu

Setu — Transaction-level credit-origination and repayment telemetry from Indian digital-lending rails, plus a financial-data API catalogue. The EMI-on-UPI product page describes a full observable credit lifecycle: pre-qualification of a credit line, checkout opt-in, UPI AutoPay mandate creation, authorisation outcome, merchant settlement timing, and then scheduled EMI recovery with real-time status and retry logic. That retry stream is the standout — each failed and retried AutoPay debit is a granular, timestamped ability-to-pay signal at a resolution no bureau report carries. Across Setu's w…

Setu offers (Alternative, Reference, Price) — Very high on transaction events. UPI processes many billions of transactions monthly across the ecosystem, and Setu sits in the path of a meaningful share as a payments and data intermediary; each EMI-on-UPI plan additionally emits a multi-month series of mandate, settlement and retry events. The specific volume Setu can licence is its own processed slice, not the network total..

Training repayment-propensity and autopay-failure prediction models — the retry stream is a near-ideal sequence-labelling target; BNPL and EMI risk model development and monitoring for Indian digital lenders; collections-optimisation and retry-scheduling models (predicting the best day and attempt to re-present a mandate); credit-limit and eligibility model calibration; checkout credit-uptake conversion modelling; merchant-category credit-demand analytics; early-warning delinquency features for unsecured consumer credit

The data is with 8 years of history.

Coverage spans APAC; Financial Exchanges & Data, Application Software; alternative, reference, price; equities.