Transaction-level dealership sales and F&I panel covering over 50% of the US automotive retail market: per-deal records carrying front-end gross, F&I profit per vehicle retailed, products sold per deal with product-level penetration (service contracts, prepaid maintenance, GAP, paint-and-fabric protection, tire-and-wheel), final monthly F&I income per dealer, and deal volume — observed continuously at month/week granularity across a four-plus-year comparison window.
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