Sbafla

Florida Hurricane Catastrophe Fund (FHCF), State Board of Administration of Florida — Statutory hurricane ratemaking panel published per contract year: coverage-option rate factors (45%-90% take-up), windstorm-mitigation construction rating factor relativities, trended and historical county-level insured exposure by type of business, modelled hurricane losses adjusted for per-company limits and retentions, coverage multiples / layer attachment, and excess-loss allocation by business type.. Material at market level: $17.000bn coverage limit, $11.930bn per-event industry aggregate retention (dr…

Sbafla offers (Alternative, Fundamental, Reference) — Est. ~12 exhibits per annual report across ~25 contract years — on the order of tens of thousands of structured rows (county x line-of-business x year exposure, plus a per-participating-insurer rate/classification factor table each year). Underlying exposure series is trended from 2004 forward..

County-level hurricane exposure accumulation and concentration models; calibration/benchmarking of commercial hurricane loss-cost models against a statutory yardstick; catastrophe bond and industry loss warrant structuring around the state backstop layer; insurer budgeting for mandatory take-up; actuarial and cat-model reasoning corpora for model training and evaluation.

The data is with 25 years of history.

Coverage spans US; Property & Casualty Insurance; alternative, fundamental, reference; equities, fixed_income, derivatives.