Ratefileai

Nightly-refreshed, normalised index of US public P&C rate and rule filings: every state insurance-department repository plus NAIC and SEC EDGAR, continuously ingested and parsed into filing rows with carrier, state and line-of-business scope, filing disposition, filed/rate-change values, as-of dates, filing cadence, market-cycle indicators and a direct source-URL back to the regulator record. Overlaid: a rate-adequacy panel correlating historical filings with subsequent 1-3 year loss-ratio outcomes, and a portfolio-level renewal watchlist matching a subscriber's book to filings likely to hit it.

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Coverage

Universe, instruments and categories.

Industry: Property & Casualty InsuranceFinancial Exchanges & Data
Instruments: equities
Categories: Regulatory

Dataset card

Type: not stated
Format: Structured filing-index records (rows with scope, as-of values and source URL) served through a search/alert web application; an API layer is documented at /api-docs.html but is currently access-restricted to authorised accounts. Underlying primary artefacts are regulator PDFs.
Volume: Est. tens of thousands of filing records per year growing nightly, covering all US state insurance departments plus NAIC and SEC EDGAR-derived records (basis: the platform states it ingests public rate filings from all US state regulators on a nightly pull; 50+ regulators across all P&C lines generate filings in this range annually). A stated exact index count is not published — request the row count and coverage matrix at outreach.
Users: ~0 to a few hundred accounts (inferred: explicitly pre-launch — public enrollment is open but 'New checkout: Closed', so registration is via waitlist/email-capture only; no user counts are published)
History: 15 years
Update frequency: not stated
Growth: Active build, deliberately pre-commercial — data pipeline is live and running nightly, product pages and legal docs are current (privacy effective 2026-05-18, last updated 2026-06-29), paid signup is intentionally withheld while sign-in and public enrollment remain open
Launched: ~2026 — RateFileAI, LLC founded 2026; privacy policy effective 2026-05-18 and service is described as pre-launch as of mid/late 2026
Delivery: not stated
Entity mapping: not stated
Sample: not stated
Point-in-time: not stated
Licence: not stated

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