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RateAPI — Deposit-beta (repricing-sensitivity) metrics derived from RateAPI's retained aggregate deposit-APY history — per-segment beta, implied repricing lag, current APY, and peer min/median/max bands for US credit unions. Small feature of a small, single-founder independent company (RateAPI); deposit-beta specifically is early-stage with under a year of retained history. Use cases: ALM/IRR (asset-liability management / interest-rate-risk) modeling inputs for banks and credit unions, treasury cost-of-funds forecasting, regulated treasury workflow analytics
Datasets
1Deposit-beta (repricing-sensitivity) metrics derived from RateAPI's retained aggregate deposit-APY history — per-segment beta, implied repricing lag, current APY, and peer min/median/max bands for US credit unions
From 1 yearsCoverage FinancialsAsset class Fixed income · Structured products
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What buyers ask about RateAPI, answered from this page.
What does RateAPI do?
RateAPI — Deposit-beta (repricing-sensitivity) metrics derived from RateAPI's retained aggregate deposit-APY history — per-segment beta, implied repricing lag, current APY, and peer min/median/max bands for US credit unions. Small feature of a small, single-founder independent company (RateAPI); deposit-beta specifically is early-stage with under a year of retained history. Use cases: ALM/IRR (asset-liability management / interest-rate-risk) modeling inputs for banks and credit unions, treasury cost-of-funds forecasting, regulated treasury workflow analytics
What data does RateAPI offer?
RateAPI offers (Alternative, Price, Reference) — Deposit-APY history retained since 2026-01-26 (short window, explicitly stated), computed across multiple segments (product × term × state) for the credit unions RateAPI already tracks (2,600+).
What is RateAPI's data used for?
ALM/IRR (asset-liability management / interest-rate-risk) modeling inputs for banks and credit unions, treasury cost-of-funds forecasting, regulated treasury workflow analytics
How is RateAPI's data delivered?
The data is with 1 years of history.
What does RateAPI cover?
Coverage spans US; Thrifts & Mortgage Finance; alternative, price, reference; fixed_income, structured_products.
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