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OPTASIA.COMManage supplier listing
Optasia — Pan-African embedded-credit behavioural dataset generated by running the full loan lifecycle on behalf of MNOs: preapproval targeting, real-time application and approval, disbursement into mobile wallets, and collections/recovery — across seven distinct credit products (airtime and data credit, wallet/checkout overdraft, nano and bullet loans, device financing, merchant loans, BNPL online and in-store, agent working-capital overdraft, electricity advance). Decisioning draws on thousands of telco-derived data points per consumer. The distinctive asset is breadth across credit *produc…
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Pan-African embedded-credit behavioural dataset generated by running the full loan lifecycle on behalf of MNOs: preapproval targeting, real-time application and approval, disbursement into mobile wallets, and collections/recovery — across seven distinct credit products (airtime and data credit, wallet/checkout overdraft, nano and bullet loans, device financing, merchant loans, BNPL online and in-store, agent working-capital overdraft, electricity advance). Decisioning draws on thousands of telco-derived data points per consumer. The distinctive asset is breadth across credit *product types* on one decisioning stack for the same unbanked population — an almost unique cross-product view of how thin-file African consumers behave when the credit is airtime versus cash versus a handset versus merchant working capital — plus an explicit 'Data Monetization' data-as-a-service line the company already sells to partners.
From 10 yearsCoverage Financials · Information TechnologyAsset class Equities · Fixed income
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Optasia — Pan-African embedded-credit behavioural dataset generated by running the full loan lifecycle on behalf of MNOs: preapproval targeting, real-time application and approval, disbursement into mobile wallets, and collections/recovery — across seven distinct credit products (airtime and data credit, wallet/checkout overdraft, nano and bullet loans, device financing, merchant loans, BNPL online and in-store, agent working-capital overdraft, electricity advance). Decisioning draws on thousands of telco-derived data points per consumer. The distinctive asset is breadth across credit *produc…
Optasia offers (Alternative, Fundamental, Sentiment) — High and unusually wide. Inference: a platform originating against an ~$184M revenue base across seven credit products would accumulate on the order of tens of millions of loan-lifecycle records and hundreds of millions of decision/feature events over its operating life. The scarce quantity is not row count but the seven-product cross-section on shared populations..
Training cross-product credit-behaviour models for unbanked populations (the rare ability to model whether airtime-credit repayment predicts cash-loan repayment); device-financing and handset-collateral risk models; BNPL and merchant/agent working-capital scoring; collections and recovery-optimisation models trained on real recovery outcomes rather than just defaults; marketing-response and preapproval-targeting models (offer, uptake, outcome triples); affordability and responsible-lending model development; benchmarking African embedded-lending portfolio performance across operators and markets
The data is with 10 years of history.
Coverage spans Other, US, UK, APAC; Financial Exchanges & Data, Application Software; alternative, fundamental, sentiment; equities, fixed_income.