Proprietary small-business loan performance dataset

Name: Proprietary small-business loan performance dataset — 2M+ loans and 30 years of performance history — used to power predictive credit-risk models (Probability of Default, expected loss, Prime+ risk score) delivered via API to SMB lenders.
Creator: Lumos Data

LUMOS DATAManage supplier listing

Proprietary small-business loan performance dataset — 2M+ loans and 30 years of performance history — used to power predictive credit-risk models (Probability of Default, expected loss, Prime+ risk score) delivered via API to SMB lenders.

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Coverage

Universe, instruments and categories.

Industry: Consumer Finance
Instruments: equities
Categories: Alternative
Regions: US
Sample tickers: LOBENVAEFX

Dataset card

Type: not stated
Format: Tabular (loan performance records) plus derived predictive risk scores delivered via RESTful API.
Volume: 2,000,000+ loans with 30 years of historical performance data, per the company's own stated dataset coverage.
Users: N/A — B2B data/analytics vendor; customers are lending institutions (named: Live Oak Bank, Colony Bank, Centier Bank), not individual registered users. Exact customer count undisclosed; likely dozens of lender clients given ~19-employee company size.
History: 30 years
Update frequency: not stated
Growth: Active — Seed-funded (~$3M), actively acquiring named bank/credit-union customers (Live Oak Bank, Colony Bank, Centier Bank), expanding product suite (Prime+ score, Business Report, Data Portal).
Launched: Request further research — no explicit founding year stated on the reviewed page; Seed funding stage and ~19-employee headcount suggest a relatively young company, estimated founded circa 2020-2022.
Delivery: not stated
Entity mapping: not stated
Sample: not stated
Point-in-time: not stated
Licence: not stated

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