Joingerald

Name: Longitudinal household cash-flow telemetry from a cash-advance / BNPL app: linked checking-account balance series (daily average and instantaneous balance), inbound deposit events with payer, amount and arrival timestamp, payroll cadence and its variance, plus advance-request behavior and merchant spend categories for lower-income household budgets.
Creator: Joingerald

JOINGERALDManage supplier listing

Longitudinal household cash-flow telemetry from a cash-advance / BNPL app: linked checking-account balance series (daily average and instantaneous balance), inbound deposit events with payer, amount and arrival timestamp, payroll cadence and its variance, plus advance-request behavior and merchant spend categories for lower-income household budgets.

Open buyer room →

Sample

Brickroad customers

Sample this dataset before you buy it.

Your sourcing agent asks Joingerald and files the sample in your catalog — private to you.

Start 7-day trialNothing is charged until the trial ends.

Coverage

Universe, instruments and categories.

Industry: Consumer FinanceFinancial Technology
Instruments: equities
Categories: Alternative

Dataset card

Type: not stated
Format: Tabular
Volume: Bounded estimate: 100K linked accounts × ~40 transactions/month plus daily balance snapshots ≈ 50M transaction rows and ~1.2B balance observations per year. Absolute counts unpublished — request the row count and account-connect count in diligence.
Users: Est. tens of thousands to low hundreds of thousands (<500K) — app on both iOS and Google Play with free signup, but the company reports only ~$1.2M revenue and 16 staff, which bounds the funded/active user base well below the large earn-forward incumbents.
History: 5 years
Update frequency: not stated
Growth: Active but small — live signup funnel, current-season BFCM campaign page, and a steadily growing SEO Learn library across banking/payments and financial-wellness topics; capital position ($130K recorded raise) suggests no aggressive growth push.
Launched: not stated
Delivery: not stated
Entity mapping: not stated
Sample: not stated
Point-in-time: not stated
Licence: not stated

supplier index read from their site