LoanStreet Inc.

Loan-level performance and origination-attribute panel collected monthly from a network of 1,300+ credit unions, banks and alternative lenders across the US, Canada and Europe, sitting under a loan-participation marketplace and servicing platform. The reporting specification fixes the ingested schema: a monthly payments file with full waterfall decomposition (interest, principal, late fees, transaction-coded), a monthly balances file with final loan standing at period end, and a loan-data file carrying underwriting attributes - origination date, credit score, DTI, LTV, vehicle attributes, insurance flags, dealer reserves - all keyed on a stable loan ID linking each loan to the originating core processor. Marketplace participation activity and network-wide analytics sit on top.

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Coverage

Universe, instruments and categories.

Industry: Consumer FinanceFinancial Exchanges & DataApplication Software
Instruments: fixed_income

Dataset card

Type: not stated
Format: Tabular loan-level CSV extracts (payments, balances, loan data) submitted monthly per institution via dataroom upload or SFTP and harmonised into one canonical schema, plus platform analytics and marketplace records
Volume: Monthly payment, balance and loan-attribute records for every participated or serviced loan across 1,300+ institutions; even at conservative per-institution loan counts this implies hundreds of millions of loan-month observations across the archive, with the three-file structure multiplying fields per loan per period. The exact universe is unpublished and is the first item to size in discovery.
Users: 1,300+ institutions on the network per the company site, spanning US, Canada and Europe with separate regional app deployments. Loan-level record count behind them is unpublished - confirm participating-institution count and loans under management.
History: 10 years
Update frequency: not stated
Growth: Active - growing network per the site, recent partnership announcements on commercial lending workflows, three regional app deployments added over time, and continued specification versioning. Expansion from consumer participation into commercial lending workflows is a visible growth vector.
Launched: 2013 - stated on the company site as the founding year, with the reporting specification now at version 2.2 dated January 2024, indicating a long-maintained and iterated data schema rather than a new product.
Delivery: not stated
Entity mapping: not stated
Sample: not stated
Point-in-time: not stated
Licence: not stated

supplier index read from their site