GDS LINKbuyer room · privateManage buyer room
Permissioned open-banking cash-flow corpus normalized into lending features: 1,000+ raw open-banking attributes across income, spending and payment behaviour, mapped into 7,000+ standardized lending attributes — including derived markers for recurring BNPL installment obligations and multi-provider stacking that never surface on a traditional credit bureau file. Each record is consumer-consented bank-transaction data passed through a proprietary normalization and merchant/obligation-classification layer.
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