Fmcainc

A monthly pooled accounts-receivable panel of the US home-furnishings supply chain: aggregated account-level trade-credit data contributed monthly by 300+ credit professionals across 70+ suppliers, including factoring firms. Metrics per retailer-buyer account include average days slow, high balance, past-due percentage and last-sale date. The panel's distinctive property is that it captures the sector's largest source of working capital — unsecured Net-30/Net-60 vendor credit — which is structurally absent from national business-credit-bureau files, alongside visibility into privately-negotiated, uncollateralised non-bank credit facilities that generate no public filing.

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Brickroad customers

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Coverage

Universe, instruments and categories.

Industry: Household ProductsSpecialty StoresFinancial Exchanges & Data
Instruments: equitiesfixed_income
Categories: AlternativeFundamentalSupply Chain
Regions: US
Sample tickers: BBWIWHHILCUTBURLTGTWSMAZOORLY

Dataset card

Type: not stated
Format: Tabular monthly account-level A/R panel (buyer account, supplier, balance, high balance, days slow, past-due percentage, last-sale date), delivered as aggregated industry trend reports and member-facing credit lookups rather than raw export
Volume: Modest in raw rows, exceptional in exclusivity: est. thousands of active retailer-buyer accounts observed monthly across six-figure merchandise balances, giving low hundreds of thousands of account-month observations over a multi-year archive. The value is not volume — it is that these receivables are unsecured, material, and unobservable in any bureau or public dataset.
Users: N/A as a user metric — participation is by member company, not registered users. The relevant scale is contributor count: 300+ credit professionals across 70+ supplier member companies. The covered population is the US home-furnishings retailer base those 70+ suppliers invoice, which is a large but bounded set of retail buyers. Association itself is tiny (~5 employees).
History: 20 years
Update frequency: not stated
Growth: Mature — a long-standing trade association running a steady-state monthly data exchange at ~5 employees, with the value proposition being continuity and comparability of the pool rather than growth. The article's framing is about defending an established member benefit, not scaling a product.
Launched: Est. 1990s-2000s — a credit association of this kind is an institutional fixture built on decades of member trust and reciprocal data sharing, and its organisation record predates 2015 with an established High Point presence at the centre of the US furniture market. The monthly A/R pool is the association's long-standing core function rather than a recent product, so an early-internet-era origin is the reasonable estimate. Request the pool's inception year for precision.
Delivery: not stated
Entity mapping: not stated
Sample: not stated
Point-in-time: not stated
Licence: not stated

supplier index read from their site

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