Firmly (Firmly AI)

FIRMLY (FIRMLY AI)buyer room · privateManage buyer room

Cross-network card enrollment, cardholder-verification and payment-intent telemetry, observed from inside a single router that abstracts Visa, Mastercard and Discover behind one API. The byproduct is a comparably-measured record of how each card network behaves for the same logical operation: enrollment path and BIN-detected network assignment, verification method actually required (Visa iframe handshake plus FIDO2, Mastercard iframe plus FIDO2, Discover with no cardholder-verification step at all), challenge trigger and completion outcomes, FIDO2 assertion success or failure at intent time, saved-card reuse via virtual_card_id without PAN re-entry, and card revocation events — all chained statelessly through a JWE flow_token so each step links into one tamper-evident flow ending in an order completion call