Fintechnews

Cash-Express Philippines Financing Inc. — High-frequency short-term consumer lending lifecycle data for the Philippines: per-application records (application, identity verification/KYC review, 15-minute approval decision, disbursement) tied to per-loan repayment sequences on days-to-weeks tenor — including on-time repayment, extension, rollover into a new loan, default and collections outcome. Because the firm joined the LenderLink consent-based credit network as a contributing member, it also holds/wields cross-lender real-time repayment, delinquency and new-credit-application signals across…

Fintechnews offers (Alternative, Fundamental, Sentiment) — Not published. Order-of-magnitude inference: low hundreds of thousands of short-tenor loan lifecycle records since inception (e.g. 5-20K approved loans/month at mid-tail scale over ~4-6 years → ~0.3M-1M loan records, each carrying a repayment-event sequence of several to a dozen events). Its contribution to the LenderLink pool sits within a network stated at 45M+ credit records across 30+ lenders — that pool is the network's asset, not Cash-Express's alone. Request its own contributed-record count..

Short-tenor PD and cash-flow default modelling, salary-day-cycle and liquidity-timing models, thin-file/first-time-borrower scoring (this population enters formal credit through exactly these apps), loan-level RL/supervised label generation for decision models, collections-optimisation and right-time-contact models, affordability and over-indebtedness (debt-stacking) surveillance, and conduct/complaint-risk text mining from app-store reviews.

The data is with 7 years of history.

Coverage spans APAC; Non-Bank Credit; alternative, fundamental, sentiment; equities.