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Experian

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UK Buy Now Pay Later payment data shared into the Experian consumer credit bureau: per-consumer BNPL transaction detail, balances, payment behaviour and arrears refreshed monthly, exposed to lenders as 72 aggregated BNPL characteristics via the Delphi Select API, PowerCurve and Ascend analytics.

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Coverage

Universe, instruments and categories.

GICS sectors
UK consumer creditbuy now pay later
Instruments
72 aggregated BNPL characteristicsmonthly per-consumer transaction, balance and arrears records
Categories
consumer credit bureau data / BNPL credit-reporting attributes
Regions
UK
Sample tickers
EXPN.LLLOY.LBARC.LNWG.LHSBA.L

Experian has not added their own details yet. Not yet on file:

  • Dataset
  • Data dictionary
  • Coverage
  • Provenance
  • Rights & data handling