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Panel of Indian retail bank pricing: savings, fixed-deposit, recurring-deposit, home-loan and personal-loan starting rates for every listed bank (public, private and small-finance), each with effective-date tagging, prior-vs-current rate change tracking, tenure slabs, processing-fee schedules, max-amount and prepayment/foreclosure rules, and a per-bank history series — refreshed on a stated 'Last Updated' timestamp alongside RBI repo and CRR context.
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