Datanomik

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An open-finance data-acquisition layer over Brazilian and Latin American payment and account data, plus the reference and telemetry layers that come free with running it. The customer-facing surface is a consented API returning, per linked account, PIX instant-payment transactions (direction inflow or outflow, date, amount, free-text payment description, beneficiary, status, currency, linked account and owner), balances, account and transaction data across institutions, and credit and identity products. The non-obvious byproduct layers are a maintained institution catalogue (countries, institutions and institution types with their open-finance API capabilities, versions and availability per market); consent-funnel telemetry across the link lifecycle (creation, credential update, retrieval request, retrieval completion, status change, deletion), which measures per-institution consent conversion and data-retrieval reliability; and a large corpus of real-world Brazilian Portuguese payment descriptor and beneficiary free-text, the raw input for merchant identification and transaction categorisation. Because PIX is the dominant instant-payment rail in Brazil, aggregated PIX flow is also a live signal of money movement to unlicensed and grey-market merchants, including the betting operators regulators are blocking.