Philippine trade-credit payment-behaviour panel

Philippine trade-credit payment-behaviour panel: invoice-level payment experiences from the CRIF Business Information network, each recording whether and how long after terms an obligation was settled, sliced by company size (micro/small/medium/large), 8 industry groups, all 17 administrative regions, company age and transaction-value bands. Underlying asset is a commercial-payment behaviour database (on-time / short-delay / serious-delinquency outcomes per invoice) rather than a report — the published study is only an aggregate cut of it. CRIF Asia's sibling offerings (credit bureau reports, bureau scoring system, alternative credit scoring) sit on the same network.

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Sample

Brickroad customers

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Coverage

Universe, instruments and categories.

Industry: Financial Exchanges & DataResearch & Consulting Services
Instruments: equitiesfixed_income

Dataset card

Type: not stated
Format: Tabular — invoice/payment-experience records with entity, industry, region, size, age and value-band attributes plus a payment-outcome field; delivered as bureau reports, scores and analytics feeds (the public artefact here is only a PDF/aggregate report)
Volume: Stated: 167,370 payment experiences from 27,392 unique business entities in the Philippines Payment Study 2026 sample alone, spanning all 17 regions, 8 industry groups, 4 size bands and multiple transaction-value bands. The full CRIF Business Information Philippines database behind the sample is larger — request the total payment-experience count and covered-entity count.
Users: N/A — B2B credit-bureau and business-information service with no registered user base; the meaningful population is covered entities, which the page states as 27,392 unique Philippine business entities in this study's sample (the full national business-information database is materially larger).
History: 25 years
Update frequency: not stated
Growth: Active — publishing dated annual research (Philippines Payment Study 2026) with directional findings year-on-year (on-time rates down, short-term delays more than doubled, serious delinquencies improving), which requires a continuously refreshed payment panel rather than a static archive.
Launched: Philippines credit-bureau activity ~2019-2021: CRIF acquired Dun & Bradstreet's Asia Pacific business information operations (formerly APOI/CRM) in 2020, which is the origin of this Philippine trade-payment network; CRIF Group itself was founded in 1988 and the Asia arm operates from Singapore. Request the exact local licence commencement date.
Delivery: not stated
Entity mapping: not stated
Sample: not stated
Point-in-time: not stated
Licence: not stated

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