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Backd Business Funding

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Proprietary small-business cash-flow underwriting and repayment-performance data generated as a byproduct of Backd's lending/BNPL operations: bank-statement-derived cash-flow signals used in underwriting, loan/advance repayment performance (on-time/default) across 10K+ funded businesses, plus B2B BNPL transaction and payment-behavior data (100K+ transactions) spanning industries (suppliers, pharmacies, publishers, etc.).

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