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[withheld] — Commercial-lines insurance market intelligence, delivered as a 137-endpoint gated API: parsed US statutory filings (premium, losses, LAE, reserves, surplus by period, full time series with as-of dating, schedule-level reinsurance and by-state detail, loss-development triangles by line, combined/expense/leverage/RBC ratios), rate and class-plan filings read into structured loss-cost / expense / indication-memo / class-plan records, and — the layer with no public equivalent — 'observed appetite' per carrier by vertical, state and line, MGA and program records w…