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[withheld] — Paired policy-level home insurance renewal panel: prior-term vs renewal-term premium, dwelling coverage limit and coverage-change amounts, carrier and agency of record, state, and renewal outcome, drawn from live agency/brokerage management systems and published as a quarterly real-time pricing index. Mid-scale but uniquely timely: ~50 contributing brokerages and ~125K paired renewals per 10-month window — small versus premium-override aggregators, yet it is realized renewal price at policy level from the agency distribution side rather than filed carrier rates. Use cases: Now-casti…