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Monthly Indian bank rate-transmission and banking-system panel: median MCLR, base rate and external-benchmark (EBLR) lending rates split by bank group (SCB / PSB / PVB / SFB), outstanding weighted-average lending rate (WALR) vs outstanding weighted-average domestic term deposit rate (WADTDR) with the resulting spread, fresh-loan and fresh-deposit repricing, EBLR linkage share, and fortnightly bank credit vs deposit growth plus systemic liquidity. Built by a research desk from RBI and CMIE primary releases into a normalized, bank-group-indexed series.
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